changed org-refile-targets to default using a my- custom variable

settings/org-settings.el

@@ -128,10 +128,7 @@ Example defines
   (setq org-outline-path-complete-in-steps nil)    ;; not in steps bc of using ivy completion
   (setq org-default-notes-file my-org-default-notes-file)
   (setq org-agenda-files my-org-agenda-files)
-  (setq org-refile-targets
-        '((nil :maxlevel . 3)                      ;; current buffer
-          (org-agenda-files :maxlevel . 3)
-          (org-default-notes-file :maxlevel . 3)))
+  (setq org-refile-targets my-org-refile-targets)
   (defun my-org-refile-target-verify-function ()
     "exclude done keywords of todos."
     (not